Category: Classic Car Insurance

A classic car is more than just a vehicle. If you are a lucky classic car owner, you should understand that it is an expensive possession and investment that needs insurance for protection. However, if you are shopping for classic car insurance, you should understand that there are certain misconceptions to know about:

Myth 1: Getting Classic Car Insurance Is Not Easy

The truth is that purchasing classic car insurance is quite easy. As long as your car is at least 25 years old, you are qualified for classic car insurance. 

Myth 2: There Is No Difference Between Classic Car Insurance And Standard Auto Insurance

Actually, there are many differences between standard auto insurance and classic car insurance that you should know about. Thus, classic car insurance is for classic and antique cars that are often used for display at car shows. Also, there are special requirements for classic car storage: a classic vehicle should be stored in a clean, dry, and dark place. Finally, the number of times a classic car is used and driven is also taken into consideration. 

Myth 3: Only Owners Of Antique Cars Can Get Classic Car Insurance

An interesting fact is that even vehicles that are 25 or 30 years old are already considered classic cars and are qualified for classic car insurance. There are also other vehicles that you can use classic car insurance for, including custom cars, tractors, and others. 

AA Top Insurance LLC In Naples FL – Your Reliable Insurance Company In Florida

If you are currently shopping for classic car insurance, and you want to find a perfect policy addressing your personal needs, feel free to contact AA Top Insurance LLC serving clients in Naples, FL and other nearby areas. Our insurance company specializes in classic car insurance, as well as in other types of insurance. Our insurance agents are knowledgeable professionals who will help you find a perfect insurance policy based on your personal insurance needs. 

Owning a classic car in Naples, FL calls for a significant investment of your time and money. Because you have invested a lot in your toy, protecting it with a classic car insurance policy makes sense. Buying classic car insurance from AA Top Insurance LLC has many benefits, including:

Protects the true value of your car

You must have heard that a car starts depreciating from the moment you drive off the lot. While this is true, it’s different for a classic car. If well-maintained, a classic vehicle retains its value, or better yet, appreciates. For this reason, you need a classic car insurance policy since it protects the true value of your vehicle, unlike standard car insurance.

To cushion you against liabilities

Yes, you rarely drive your classic, but when you do, accidents can happen. Unfortunately, if you are at fault for the accident, you could face bodily injury and property damage claims from third parties. Worse yet, you could be sued, worsening your financial position. Luckily, you don’t have to incur out-of-pocket liability costs if you have classic car insurance.

It’s customizable

Just like your standard auto insurance, you don’t have to buy all the available classic car insurance coverages. This coverage allows you to customize the policy to what suits your needs.  This way, you pay the right amount of premiums, getting value for your money.

It’s affordable

Because you don’t drive your classic car every day, it’s surprisingly affordable compared to your standard auto insurance. So, if you want to insure your classic, affordability shouldn’t be a barrier.

Buy classic car insurance today!

Shopping for classic car insurance in Naples, FL? We are here to help. At AA Top Insurance LLC, we provide affordable and personalized classic car insurance to protect your antique, classic, or collector’s car.

If you are in the Naples, FL area and are a car lover, you likely dream of driving through the town on a beautiful day in your very own classic car. If you are going to get a classic car at some point, having the proper insurance is very important. There are many reasons why you need to have a classic car insurance plan when you live in the Naples area. 

Coverage Offers Realistic Liability Coverage

All vehicle drivers, including those that drive classic cars, need to abide by state law regarding liability coverage. Those that have a classic car often drive it sparingly. Due to this, the actual liability risk that you present to an insurance company is quite low. The insurance company can consider this when building a classic car plan and determining your premiums. 

Coverage Protects Vehicle

A classic car is a unique vehicle as it can appreciate greatly over time. While most cars will lose most of their value as the years go by, a classic car could be worth a lot more money. If you get a classic car plan, you will have a chance to negotiate coverage amount with your insurance provider. This can help ensure that you get proper insurance coverage to protect your car and investment value. 

If you would like to get a classic car insurance plan and are in the Naples, FL area, it would be wise for you to call AA Top Insurance LLC. The team with AA Top Insurance LLC understands how valuable this coverage can be for a classic car owner. They will help you assess your needs and build a plan that works for your situation.