Naples, FL is a gem on the southwestern coast of Florida. It is a popular place to retire, but it also has lots of energy and opportunities for enjoying the beautiful beaches and ocean sports. Owning a condo in Naples is one way to break into a rather pricey home market. At AA Top Insurance LLC in Naples, FL, we are committed to supplying our clients with exceptional customer service and making sure we are there for them when they need us most
Even in a beautiful place like Naples, bad things happen. If a covered peril happens at your condo complex, being able to afford to have your unit repaired is important, and it may require that you have condo insurance. Your condo association does have insurance that covers the exterior and the common areas. This includes things like the pool area, walkways, and parking lot. You are responsible for the interior of your unit.
Condo insurance covers a few different things. It includes the parts of the building that are your responsibility which really depends on the condo master policy. Walls in means that you are responsible for everything from the walls in. This makes cabinets yours to replace. Your condo insurance also covers all your personal items which include furniture, electronics, appliances, jewelry, and clothing.
Condo insurance includes liability coverage so that if anyone gets injured while visiting your condo, you are covered against legal action.
If your condo is damaged, and you have loss of use coverage, the insurance will help to pay for a place for you to stay while your unit is being repaired. This offers a lot of peace of mind knowing you will have a place to stay.
Give us a call at AA Top Insurance LLC in Naples, FL with all your condo insurance needs.
